How to Use Paytm- Step by Step Guide To Understand The Process

It is one of the most popular digital payment apps. So, if you don’t know how to use Paytm, it is the right time to know about the process. It is because the whole world will use the digital payment method. All you need is your mobile number and your email id to create an app account. The app can be used for different purposes like for sending and receiving money, mobile recharge, and also for shopping. In this article, we will help you know everything about the app and how to use Paytm for mobile recharge.

Before we go further let’s look at what the app is and what are the benefits of getting the app:

About Paytm

The app is one of the most renowned and largest eCommerce platforms in India. This platform can serve different functions, especially when everything around us is going digital. This app and website can help you to send and receive money to any account and that too, without any delays.

You can also use money stored in your wallet to pay for taxi service, Mobile recharge, for grocery shopping, for payment at petrol pumps, and various other purposes where you must make an online payment. You can also use the app to recharge online, to make utility payments, and also to book movies and other tickets. 

Benefits of using a Paytm app

The ease of use of getting financial transactions done is the biggest benefit of using the app . With it, you won’t need to carry cards in your wallet, you won’t need to carry piles of cash, and also there will be fewer chances of any kind of theft.

The app also allows you to gain huge benefits by allowing discounts when you make any kind of transaction. Using Paytm also allows you to get good cashback offers, rewards, and loyalty points, which is not available with existing modes of payment by using cash or card method of payment.

The method of payment by using transactions through the app will help people to keep track of their spendings. In addition to this, Payment through Paytm will also help you in keeping track while you pay for Income Tax returns.

Being cashless also helps you to stop worrying about any change. Thus, you can easily pay the shopkeeper without getting tensed about change.

Having an app wallet means that you can easily accept payment from anyone you want without visiting Bank to get your cheque clearance or anything else. 

With all these benefits associated with using the app, let’s see how to use Paytm

How to Use Paytm

To use the app, you must follow these steps:

Set up an account using your email id and mobile number. 

Now you must put some money in the Paytm wallet through net banking, credit card, or debit card.

If you want to send money to another person, you will need to select “pay or send” option. 

You can also send money to the bank account of a person by scanning the Paytm QR code.

You can also pay money to another person by using their phone number.

Thus, using Paytm is pretty simple as all you must do is download the app from play store and rest, they will provide you with complete information.

How to create a Paytm account?

Creating a Paytm account is very simple. And we will make this process even simpler for you by giving you a step by step process:

Step 1: Download Paytm app from the Playstore

Step 2: Open the app that was installed and create a new account

Step 3: On the new page, you will be asked to enter details like your mobile number, your email address, and all other necessary information.

Step 4: After all the necessary details are provided, you will be asked an option to “Create a new account.”

Step 5: you will receive an OTP for the creation of a new account.

Step 6: Enter the OTP that you receive and click on the submit button.

Step 7: On the next step, you will have to enter your name and date of birth.

Step 8: After filling all these details, your account will be visible, and now you can easily use Paytm to make any payment you want.

How to use Paytm to make an offline payment?

You can also use Paytm to make an offline payment. Thus, you can make a payment, even if you don’t have internet connectivity.

When you are using an offline payment method, you can pay through QR code scanning, through barcode, and by using One Time Payment methods to pay.

To use this method, you will need a Paytm app and then use it to pay using QR code or OTP. So, If you are facing a cash crunch and if you don’t have internet connectivity, you can still use Paytm app to pay for your bill and utilities. 

With the invention of apps like Paytm, payment mode, and ease of using money has been made easier. Thus, you don’t have to be in the line near the ATM to get cash and use it. If you are worrying whether Paytm app is safe or not, it is completely safe. Paytm uses the best encryption technology to keep your data safe and secure. Thus, there is no chance of hacking or spamming your Paytm account.

We hope this article helped you know all about how to use Paytm and what are the benefits of using Paytm app. With the entire world changing to go digital, this is the best way to contribute towards the Digital economy. Thus, use this app and let us know how your experience was. 

With more than 150 million users, Paytm is one of the best brand names you can trust when it comes to using digital payment methods. So, use this guide about how to use Paytm Account. So, go digital and use the app

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